Car Payment Calculator


Payment Details

Estimated Amount Financed:


Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 216-284-9963 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

All pricing and details are believed to be accurate, but we do not warrant or guarantee such accuracy. The prices shown above, may vary from region to region, as will incentives, and are subject to change. Vehicle information is based off standard equipment and may vary from vehicle to vehicle. Call or email for complete vehicle specific information.

After browsing our selection, is there a new or used vehicle that caught your eye? If you’d like to see how much you’ll need to pay a month for that model, then you’ll want to crunch some numbers. Or let Spitzer Chrysler Dodge Jeep Ram Cleveland’s free, online car payment calculator do the work for you! All you need to do is enter some information into our tool, and you’ll have an estimate of your monthly car payment amount. It’s pretty much like you’re telling our tool, “Calculate my payment,” and our tool will figure out the monthly amount for you! See how it works in detail below. 

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Chrysler, Dodge, Jeep, or RAM models or one of the used vehicles at Spitzer Chrysler Dodge Jeep Ram Cleveland. We strive to offer a large inventory with something for all of our Parma and Brook Park customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Lakewood: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Contact Our Finance Center with Questions

If you need help finding models that fit into your budget or you want to see if there are any saving opportunities to give you a lower monthly payment amount, speak with our finance specialists! We’d love to provide you with car-buying tips and all relevant information, so you can confidently shop for your next vehicle in Cleveland!