Expert Finance Team Ready to Help Drivers Save

Part of purchasing a new vehicle is working with a finance team, and we at Motor City Chrysler Dodge Jeep RAM thank you for choosing to work with us. Our financing team can help you buy or lease your new-to-you vehicle through various products and services.

Our goal is to help you find a loan payment that fits your monthly budget. Our dedicated auto finance center is filled with professionals who know how to organize loan amounts into affordable monthly payment plans.

At Motor City Chrysler Dodge Jeep RAM, our professional finance department has access to several useful tools like our auto loan calculator, lease deals, and more. We also work closely with Chrysler Capital, a registered trademark of FCA. Our dedicated finance department is ready to help you and address any questions you have about the Chrysler finance process.

Car Loan Experts

Before you finance your vehicle, you will need to decide if you want to purchase or lease it. With a car loan, the goal is that you will become the owner at the end of the term. When you choose a car loan, you can drive your car as much as you like without exceeding mileage limits. Another difference between a car loan and a lease is that car loan payments tend to be larger than lease payments. This is due to financing the purchase price of the car.

Financing a car is a major commitment, so our auto finance department takes the time to explain your options and find the perfect program for you. Building a car loan involves looking at purchase prices, sales tax, and credit score information. Our finance experts can look at options through organizations like Bank of America and credit unions to build a package that works for you.

Car Lease Specialists

Car leases are often attractive to buyers because the monthly car payments are smaller than car loan payments. When you lease a car, you pay to drive the car for a set time period and a set amount of miles. At the end of the term, you return the car to the dealership.

The cost of the lease is based on the depreciation cost of the vehicle rather than the full price. When you lease a new car, you get the benefits of the warranty, and some leases include extra service specials. If you are interested in leasing a new vehicle, our finance experts can help you build a package that works for you. Remember, at the end of the lease, you return the vehicle to us, so it needs to be in resellable condition.

Drivers who lease vehicles tend to repeat the process every two or three years, at the end of the lease. By doing this, they get to drive a new vehicle with a new warranty. If you have questions, the finance department at Motor City Chrysler Dodge Jeep RAM can explain our lease terms and conditions.

Making Car Loans More Efficient with Online Tools

At Motor City Chrysler Dodge Jeep RAM, we know your time is valuable. To make the process of financing more efficient for you, we offer several online tools. Once you decide you are in the market for a new vehicle, we invite you to complete our online credit application to prequalify for a car loan or lease. Once you’ve entered your information, our finance departments will contact you to discuss financing options that work for you.

Another important tool is our auto loan calculator. With the calculator, you can figure out how much you can afford to finance. To get an accurate monthly payment, enter the car’s price with sales tax, the term of the loan, interest rate, and down payment information.

If you are planning on trading in a used vehicle, we suggest visiting Kelley Blue Book^® and using their trade-in tool. Kelley Blue Book^® has been valuing vehicles for over 90 years, and we trust them to give an accurate estimate based on the quality, options, and mileage of the make and model you are trading. One of our experienced appraisers will make the final determination of your trade-in’s value.

Contact our finance department if you have any questions about our online tools.

Service Financing

At Motor City Chrysler Dodge Jeep RAM, we understand that car repairs can be costly, especially after your vehicle’s warranty has expired. To keep your car on the road, we offer a loan option through DigniFi^™ and their online service financing programs. They offer affordable loans with flexible terms. We also accept credit cards.

Our expert finance department at Motor City Chrysler Dodge Jeep RAM is here to help if you have questions about financing a vehicle or paying for service expenses.