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As the most celebrated Cleveland car dealership, Spitzer Chrysler Dodge Jeep RAM Cleveland strives every day to find new ways to improve the car-buying experience. An important factor in driving a car is being able to afford the monthly payments, and that process starts with our dedicated auto finance center.
We’ve staffed our finance department with professionals who pride themselves on providing our clients with the best in vehicle finance. Between the years of auto finance experience they bring to the table and their absolute dedication to providing top-notch customer service, we’re certain our finance department will have no trouble constructing a car loan or lease that puts a smile on your face.
Discover how our finance department has streamlined the car buying experience below.
Auto finance can be awfully confusing. We know a car loan or lease is a big personal finance decision, so we try to simplify it for you as much as possible.
If you want to own your vehicle, we’re more than happy to help you do that. Our auto finance department understands that almost no one has the money in their pocket to buy a vehicle outright, so we offer car loans so that you can own the car today and pay for it tomorrow for low monthly payments. If you want to drive your car as far as you like, customize it or use it as a trade-in later, a car loan is the way to go.
If you value exceptionally low monthly payments and the newest model out, a car lease could be the best option for you. With leasing, you’re essentially renting a vehicle for a specified amount of time. Since you won’t be leasing it forever, it would be unfair to ask you to pay the total cost of the vehicle. Instead, you’ll be paying your vehicle’s depreciation cost over the length of your lease. This means that you pay significantly less than you would for a car loan to drive one of the newest cars on the lot — a winning situation.
During your lease, you don’t need to worry about paying for auto repairs. Just like how it’s your landlord’s responsibility to worry about your faulty plumbing, it’s the responsibility of our service center to worry about your vehicle during the course of your lease. However, you are responsible for returning the car in resellable condition at the end of your lease term.
When your car lease term ends, just bring your vehicle back to the dealership. Then you’ll have the opportunity to lease a brand-new car with our finance department once again.
Find out more information on vehicle leasing:
Our Helpful Online Finance Tools
We value making your experience as enjoyable as possible, so we’ve put together a few online tools to help answer some of your most pressing questions.
To save a lot of time with our finance department, pre-qualify for a car loan or lease with our online credit application. Just enter simple financial information into our secure online forms, and shortly after, an auto finance expert will contact you to discuss available opportunities.
Check out our handy auto loan calculator to estimate how much you’ll be paying in monthly payments for your car loan. Just enter the loan amount, loan term, interest rate and other basic information and let the calculator do the rest.
Value your trade-in with our Kelley Blue Book® tool. Using Kelley Blue Book’s 90 years of car pricing experience, we’re sure to give you an estimate very close to what we can offer you.
For more information on our helpful online tools, feel free to contact the finance department at Spitzer Chrysler Dodge Jeep RAM Cleveland.
Does your car need auto repair but not sure how to pay for it? Get a fast-affordable loan with flexible terms. For help with service financing, use our DigniFi™ service financing tool to get an auto repair loan quickly.
Let Us Help You
We’re ready and waiting to help you navigate the terms and conditions of any car loan or lease you’d like for our wide selection of cars, trucks and SUVs. Good credit or bad credit we can get you approved in most cases. Visit the auto finance department at the finest Cleveland car dealership, Spitzer Chrysler Dodge Jeep RAM Cleveland, today.